About Combined

Since 1919, Combined Insurance Company of America has been providing exceptional insurance products that have helped millions of policyholders to establish a plan and protect their own futures and their families’ financial future.

As a company with strong ethical standards we are committed to providing our policyholders with the right protection customized to their needs.

Our products have been benefiting our policyholders through a wide range of affordable supplemental insurance coverage including accident, health, life, disability, cancer, Medicare supplement, long-term care and critical illness insurance. These products are offered through specialized sales channels or divisions.

Working with our customers, we provide personal hands-on service that is almost unheard of today. Policyholders experience the security of one-on-one interactions with their Combined representative and, they can rest assured knowing that their care is provided by a company they can trust.

Combined Office Locations

Combined Insurance Company of America, a member of the ACE Group of Companies, has an international presence with more than 7,000 sales representatives worldwide. We have established operations in the United States, Canada, Puerto Rico, the Virgin Islands, the United Kingdom, Germany, Ireland, Portugal, Spain, Australia, New Zealand and Thailand.

The Combined Insurance Family

Combined has grown during the past decades. It has expanded in terms of geography and has developed a broader range of insurance products and related services to meet the insurance needs of individuals and groups at work or at home. Today, the Combined family is made of subsidiaries and business divisions that enhance our services, align with our goals and objectives, and address the needs of our policyholders throughout the world.